Investors Need Assistance too!

As a small business working alongside Real Estate agents and brokers, we find that these professionals are not the only ones needing help in the field. Real Estate Investors find themselves needing help with scheduling contractors, taking care of their billing, getting all of the documentation and permits for their properties, they even need help with finding their newest investments!


We want all investors to know that we help ALL Real Estate professionals! That includes investors. If you find yourself not able to afford an assistant just yet but needing a little guidance to help set up your business we can set up consultations for you for a small fee. We can help you set up your business so that you have your contractors set up and ready to go, your payments automatically come out, and your Standards of Business are set to work for you!



  • Setting up online payments
  • Setting up utilities and utilities payments
  • Scheduling payments with contractors
  • Building business credit through D&B

Investment Portfolios:

  • Putting together all legal contracts and deeds
  • Tracking receipt, payments, invoices, etc.
  • Keeping logs of all communication with agents, contractors, utilities, state departments, etc.
  • Any blue prints or plans for said property

Standards of Business:

  • Setting up go-to upgrades as your standard for remodel
  • Setting up areas for your main searches
  • Setting up contractors as your standard contractors

We can help you set all of this up and more! We can take before and after photos of the remodels, set up your website, social media, etc., and keep everything up to date for you!


Email us or call us today so we can talk about your investment business!


Fannie Mae to Close Mortgage Help Centers

Fannie Mae has announced a change to the operations of its Mortgage Help Centers, which are located in areas of the country hardest hit by the housing crisis. Because the centers see so little foot traffic, Fannie Mae will transition to a telephone and email based system to help struggling homeowners.

“The Mortgage Help Centers and Network partners have contributed to our overall foreclosure prevention strategy, which has helped 1.3 million families avoid foreclosure through home retention solutions and workout solutions since 2009,” said Leslie Peeler, senior vice president of national servicing at Fannie Mae. “We’re moving to a new MHC operating model that provides telephone and email support through Fannie Mae staffed regional call centers, while our nonprofit housing partners continue to provide face-to-face customer support on our behalf.”

Peeler noted that Fannie Mae will continue to work with local housing partners and to reach out to struggling homeowners. “We’re excited that our new MHC model will offer homeowners the same high levels of customer care and convenience That they receive today,” she said.

Report: Sellers Returning as Investors Pull Out

Market indicators continue to point to an imminent slowdown in home price gains—further allaying fears of another housing bubble in the making, Capital Economic says.

In the firm’s latest edition of US Housing Market Analyst, property economist Paul Diggle notes investor activity has fallen off nearly one-fifth over the last four months, with investor sales dropping from 23 percent to 18 percent as the inventory of heavily discounted distressed homes declines.

On the other hand, the ongoing rise in prices has encouraged more sellers to enter the market, bringing new listings up faster than home sales and resulting in a 10 percent inventory improvement since the start of 2013.

“With sellers motivated by the earlier rise in house prices, we expect the loosening in supply conditions to go much further over the next year,” Diggle said. “The upshot is that the pace of house price gains will slow.”

With early signs already showing price growth “losing a bit of steam”—including a decline in asking prices in July (as measured by Trulia)—Capital Economics stands by its forecast of an 8 percent increase in house prices over 2013 followed by 4 percent gains in subsequent years.

Meanwhile, even as prices continue to rise, the company’s preferred metrics show housing remains on the cheap side, with the National Association of Realtors’ Affordability Index suggesting the median household has 178 percent of the income required to buy a median-priced home.

“Of course, should supply conditions not loosen to the extent that we are expecting, double-digit price gains could continue,” Diggle admitted. “But even then, we think it might take 2 1/2 years before housing became overvalued.”

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Study Finds 8.3M Homeowners on Verge of Positive Equity

Home prices have rebounded so rapidly that RealtyTrac is reporting 8.3 million borrowers who’ve been underwater are on track to have enough equity to sell their home within the next 15 months-without resorting to a short sale.

Metro markets that boast the highest percentage of homes with resurfacing equity include Omaha, Nebraska; Colorado Springs, Colorado; Tulsa, Oklahoma; Little Rock, Arkansas; and Raleigh, North Carolina.

In a study released Thursday, RealtyTrac also revealed that nationwide, more than 126,000 properties in the foreclosure process are actually in good equity standing-meaning they have a loan-to-value (LTV) ratio of 100 percent or lower. That figure represents 24 percent of all homes currently in foreclosure.

States with the highest percentage of positive-equity foreclosures include Oklahoma and Hawaii-both with more than half of their foreclosures above-water (57 percent and 53 percent, respectively), followed by New York (47 percent) and Texas (46 percent).

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August Sees Decline in Consumer Sentiment

After achieving a six-year high in July, consumer confidence diminished in August—though trends still indicate an increase in consumer spending over the next year.

The Index of Consumer Sentiment, released twice monthly byThomson Reuters and the University of Michigan, read 82.1 at the end of August, down from 85.1 in July but an improvement over August 2012’s 74.3. A preliminary report released mid-month showed the index falling to 80.0.

“The August survey indicates that the recent confidence gains have stalled as consumers await decisions on the federal budget and monetary policy,” said Richard Curtin, chief economist forSurveys of Consumers. “Unlike a year ago, consumers do not anticipate that the budgetary issues will engender a similar Congressional stalemate, but few express a great deal of confidence in the economic policies of the government.”

The Expectations Index, a measure of optimism for the year ahead, fell to 73.7 in August from July’s 76.5 but remained above last August’s 65.1. According to Surveys of Consumers, respondents were anticipated the largest income increases since November 2008. However, the median expected increase was just 0.9 percent, smaller than the expected inflation rate.

At the same time, unemployment concerns caused many consumers to question whether or not they’ll see “good” economic times anytime soon.

Meanwhile, the Current Conditions Index was 95.2 in August, down from 98.6 in July but ahead of last August’s 88.7.

While home buying attitudes decline, the group reported home selling conditions picked up, with prices judged as less favorable for buying (the worst since 2007) and more favorable for selling (the best since 2006).

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Analysts Weigh in on Potential Impact of Proposed QRM Rule

Following the release of the revised Qualified Residential Mortgage (QRM) rule from six federal agencies, several analysts offered insight into how the revisions might benefit or impede progress in the mortgage market.

In the new proposal, the push for a 20 percent down payment in 2011 would be replaced with a no down payment requirement, which would bring QRM more in line with the Qualified Mortgage (QM) rule the Consumer Financial Protection Bureau (CFPB) released in January.

Another important revision that aligns with the CFPB’s QM definition is the 43 percent debt-to-income ratio requirement for borrowers rather than the original 36 percent limit.

Fitch Ratings stated it believes syncing QRM and QM proposals will make the transition to the new rules easier for originators and lead to reduced costs.

“Most of the existing prime jumbo originators have been implementing technology and internal methodologies to meet the requirements of QM. However, the uncertainty over QRMhad posed some logistical challenges,” Fitch said.

According to the rating agency, adopting a QRM standard that mirrors the QM definition would also trigger more activity for the jumbo origination and securitization market.

A report from Keefe, Bruyette, & Woods (KBW) oted mortgage insurers, in particular, should find great relief from the revisedQRM proposal.

“The originally proposed 20% downpayment requirement could have reduced the volume of MI business once the GSEs were no longer in conservatorship (and assuming they had a capital requirement of below 5% at that time),” the report stated.

While the recent proposal received praise for being less restrictive than the original proposal and for aligning with the QM rule, Capital Economics highlighted two areas of concern.

In a report, property economist Paul Diggle noted the inclusion of an even stricter 30 percent down payment as an alternative rule still leaves uncertainty about what the final rule might look like.

Though, he did add that the rule is unlikely to make it into the final QRM since “industry feedback will ensure that “regulators quickly drop this alternative approach.”

Of even greater concern, according to Capital Economics, is QM and QRM aren’t much help when it comes to the long-term goal of reducing the presence of the GSEs in the mortgage market.

“For lenders, the path of least resistance will be to continue issuing conforming mortgages which are bought or guaranteed by Fannie Mae and Freddie Mac, which automatically count as QMs and will now meet the QRM standard. In the long-run, that’s going to make it harder to reduce the industry’s reliance on Fannie and Freddie and encourage the entry of private capital,” Diggle wrote.

Regulators are taking comment on the revised rule until October 30.

New Holding Company to Operate Three Field Service Firms

Three prominent mortgage field service companies will fall under the ownership of one new holding company.

The company, formed by Concentric Equity Partners (CEP) andTDR Capital (TDR), will own Mortgage Contracting Services, LLC (MCS), Asset Management Specialists, Inc. (AMS) andVacant Property Specialists, LLC (VPS). CEP is a private investment firm based in Chicago, and TDR a private equity firm headquartered in London.

The deal is expected to close October 1, 2013.

The holding company will be led by CEO of MCS Caroline Reaves, but the three companies will still be managed separately, according to a release.

“The common ownership of these three companies, with their unique strengths and proficiencies, will strengthen our collective ability to serve our clients and expand opportunities to develop ancillary services across multiple customer channels,” said Reaves. “In addition, an expanded field level vendor network will result in leveraged compliance and regulatory response capabilities. These benefits will reaffirm our commitment to remain as leading field service companies in the mortgage industry.”

MCS, based in Plano, Texas, provides property inspections, property preservation, and REO property maintenance for the financial services industry. AMS provides field services, rental management, general contracting, marketing, software solutions, and mobile applications to the financial services industry. VPS specializes in securing vacant properties across a wide range of residential and commercial sectors.

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